CashX Review

Loan Amount
10-30 days
% Rate
1,86% per day
  • Between 21 to 50 years old;
  • Only ID number

Are you looking for a lender in Sri Lanka that is official and will really get you out of a difficult situation? CashX is just such a service, providing beneficial terms, reasonable fees, and a chance to improve your credit score. This website will loan you 5,000-40,000 LKR to settle financial affairs.

Pros and Cons of CashX Sri Lanka

The ratio between advantages and disadvantages is quite impressive.


  • No collateral is needed to apply;
  • You can prolong your loan by paying a minimum installment;
  • Waiting time for confirmation is only 15-20 minutes;
  • Automatic approval of the following loans is available;
  • No need to stay in queues and gather a huge package of documentation;
  • Lots of repayment options through DragonPay, Sampath Bank, Cargills Bank, and others;
  • Credit score improvement.


  • Relatively high interest rates.

This can be justified by the light requirements this service has and the term you have to repay the loan. 10-30 days isn’t that much time, so the overall interest percent won’t be too high. Gladly, there are no other drawbacks. The website is very easy to navigate; you spend about 5 minutes applying and up to 20 minutes waiting for approval. Usually, people get confirmation much sooner.

What You Need to Get a Loan with CashX

There are easy, non-strict requirements:

  • You have to be 20-60 years old;
  • You need a bank account under your name;
  • You should be able to provide a document proving you’re officially employed and get paid;
  • You need a valid ID and a selfie (preferably with it).

How to Apply CashX to Get a Loan

Applying for a loan is very easy:

  1. Visit the website and get familiar with official information;
  2. Fill in the application;
  3. Choose your plan (10-30 days of the loan term, amount of money you need, etc.);
  4. Read terms and conditions;
  5. Wait for approval for about 15-20 minutes;
  6. Receive a confirmation via SMS;
  7. Get the loan on your bank card (RCBC, UCPB, UnionBank, Chinabank, etc.).

Kind Tips on Getting the Most Benefit Out of Your Online Loans

To make your experience better, follow these useful tips:

  • Pay them back in time.
    Always pay back in time to avoid penalties and improve your credit score. Besides, by doing that, you rise higher on the list of the service’s customers. So, the next time you need additional finances, the company will give you more and approve your application faster.
  • Read every page of the website.
    Find Terms and Conditions, Privacy Policy, and other pages with legal information about the service and your potential future cooperation. Read everything you can find there, including the small print. Sometimes a lot of useful information is put there.
  • Don’t hesitate to contact customer support.
    Customer support is there for you to ask them about things that aren’t clear. So, don’t hesitate to do so in case you can’t find some information or have questions about what you’ve read.
  • Read reviews about services.
    If you’re trying to choose between several lenders, turn to online reviews. There are a lot of independent platforms that provide honest reviews from people who have used services you’re interested in. 

Never fake documents.
Faking a document won’t do any good. Online loan services might seem very easy to trick because the application process is done online. However, legit, officially registered companies always check information and only cooperate with decent people who are ready to pay back.

Getting a Loan Is Easy with CashX

Almost everyone is in need of extra money at some point in their life. You may require it to pay for rent in advance, give some cash for your kid’s education, or buy food for a week before you get another paycheck. Going to a bank to asking for a microcredit loan is a long process that needs a lot of effort.

But online lenders are much easier to work with. They give people with lower credit scores another chance to get better, improve the numbers, and restore their authority. As long as you pay back in time and research a service before applying, it will become your ally. Lenders like CashX offer great terms and conditions, fair requirements, and great customer experience!

Apply Now